Broker Check


Natural market movements often cause portfolio allocations to “drift” from their original positions as different sectors of the market appreciate or depreciate over time. For example, a portfolio that consists of 60% stocks could see that percentage increase substantially if the stock market appreciates. Changing a portfolio allocation from 60% stocks to something higher could result in unintended risk. Or, your objectives might shift over time as your personal situation changes. We address such inevitable change through a two-step process of continuous portfolio management.

First, the asset mix is systematically rebalanced to its target points, helping to reduce risk and to keep your strategies on track. Next, through ongoing monitoring and manager reviews, we ensure that our managers’ investment styles remain consistent with their assigned objectives.

After a manager is chosen, we continuously monitor the philosophy, discipline, consistency and talent every day – checking portfolio holdings and trades, and ensuring the “purity” of the investment portfolio. For example, performance can suffer if managers invest outside of their assigned mandate. As a result of continual monitoring, managers who deviate from their philosophy, or fail to achieve stated goals, are subject to replacement

Back to Our Philosophy